Exceptional Estate Administration, Personalized for You
Exceptional Estate Administration, Personalized for You
Exceptional Estate Administration, Personalized for You
Losing a loved one is never easy — and the legal responsibilities that follow can add stress during an already emotional time. At JM Legacy, we provide trusted, compassionate support to families navigating the Florida probate process. Our mission is to help you feel informed, confident, and cared for as we work through the legal steps together.
Probate is the court-supervised process of settling an estate after someone dies. It involves identifying and gathering assets, notifying creditors, paying outstanding debts and taxes, and distributing the remaining property to heirs or beneficiaries. Whether your loved one left a will or passed away without one, the probate process ensures that everything is handled lawfully, fairly, and in accordance with Florida law.
We understand that most people aren’t familiar with probate until they’re suddenly responsible for it. You may have questions like: Do I need to go to court? What happens if there’s no will? How do I know what assets are subject to probate? Who pays the debts and taxes?
Our experienced legal team is here to answer those questions and handle the details — so you don’t have to navigate this process alone. From the initial filing to the final distribution of assets, we’ll walk with you every step of the way. Whether your case is straightforward or complex, we’ll make sure your loved one’s affairs are settled with care, compliance, and dignity.
Let us focus on the legal work, so you can focus on what matters most: honoring your loved one’s memory and supporting your family.
Probate is the court-supervised process of settling a deceased person’s estate. This includes Identifying and gathering assets, Paying any valid debts and taxes and Distributing what remains to heirs or beneficiaries. If the person left a will, the court ensures it is followed. If there’s no will, Florida’s intestate succession laws determine how the estate is divided.
Probate is typically required when:
Assets not subject to probate in Florida include:
Life insurance or retirement accounts with named beneficiaries
Jointly owned real estate with rights of survivorship
Payable-on-death (POD) or transfer-on-death (TOD) accounts
Assets held in a revocable living trust
There are two primary types of probate in Florida:
Summary Administration is a streamlined probate process available in Florida for certain qualifying estates. It’s often used when the total value of the estate is less than $75,000, not including exempt assets like a homestead, or when the decedent has been deceased for more than two years. This process allows families to settle an estate more quickly and with fewer legal requirements compared to formal administration.
Because summary administration does not require the formal appointment of a personal representative, it can significantly reduce the time and cost involved in probate. The process typically includes filing a petition with the court, providing notice to any known creditors, and obtaining an order to distribute the assets to the rightful heirs or beneficiaries.
For eligible families, summary administration can often be completed in as little as three to six months, making it an efficient option for smaller or older estates. At JM Legacy, we help clients determine whether their situation qualifies for summary administration and guide them through the necessary steps with clarity and care.
Formal Administration is the standard probate process required for most estates in Florida — especially those valued above $75,000 or involving more complex assets, creditors, or family dynamics. This process provides full court supervision and requires the appointment of a personal representative (also known as an executor) to manage and settle the estate in accordance with Florida law.
The formal administration process begins by filing a petition with the probate court to open the estate. Once the court appoints a personal representative, that individual assumes legal responsibility for gathering the decedent’s assets, notifying creditors, paying outstanding debts and taxes, and ultimately distributing the remaining property to heirs or beneficiaries. This role carries legal duties and deadlines, and it’s essential that everything is documented and handled properly to avoid delays or liability.
Because formal administration involves multiple court filings, creditor notice periods, asset valuations, and sometimes disputes among heirs, it is generally a longer process — typically taking six to twelve months, though complex estates can take longer. Despite the added time and requirements, formal administration provides a structured legal framework that protects both the estate and its beneficiaries.
Every probate case is unique, but most follow these core steps: File a Petition to Open the Estate, Appoint a Personal Representative (Executor), Identify and Value Assets, Notify and Pay Creditors, Settle Taxes and Expenses, Distribute Remaining Assets to Heirs or Beneficiaries and then Close the Estate
Throughout this process, the probate court oversees all actions to ensure everything is handled in accordance with Florida law.
In Florida, the personal representative (also called an executor) plays a crucial role in managing the estate. Responsibilities include:
Filing necessary paperwork with the court
Gathering and securing assets
Opening a separate estate bank account
Notifying creditors and handling claims
Paying valid debts, taxes, and expenses
Distributing assets
Properly closing out the estate
This role requires accuracy, legal compliance, and strict attention to deadlines.
Even with a will, probate can present complications. Common issues include: Outdated or missing estate planning documents, Family disputes over inheritance, Undisclosed or unknown creditors. Real estate title issues, and/or Difficulty locating or valuing assets.
Having a knowledgeable probate attorney can prevent costly delays and avoidable mistakes.
Although probate is often necessary to settle a loved one’s affairs, there are proactive legal strategies that can help you minimize or avoid the probate process altogether. With proper estate planning, individuals and families can ensure a smoother transition of assets, reduce delays, and potentially lower costs for their heirs.
One of the most effective tools for avoiding probate is the creation of a revocable living trust. Assets placed in a trust during your lifetime are no longer considered part of your probate estate and can be distributed directly to your beneficiaries without court intervention. This approach offers privacy, flexibility, and control.
Additionally, using beneficiary designations on financial accounts like life insurance policies, retirement plans, and payable-on-death bank accounts can help those assets pass automatically to named individuals outside of probate. Similarly, joint ownership with rights of survivorship, commonly used for real estate and bank accounts, allows property to transfer seamlessly to the surviving co-owner upon death.
For real estate in Florida, another popular probate-avoidance tool is the Lady Bird Deed, also known as an enhanced life estate deed. This special deed allows the property owner to retain full control during their lifetime while designating a beneficiary to receive the property upon their death — all without going through probate.
By implementing one or more of these strategies with the help of a qualified estate planning attorney, you can protect your loved ones from unnecessary delays and ensure your wishes are carried out efficiently and privately.
We regularly assist clients with both probate administration and pre-planning solutions to help protect their legacy and spare their loved ones from future court involvement.
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Trusted Advisors for Florida Families — in Estate Planning, Business Services, Probate, and Guardianship.